Top 12 Fintech Startups in Hungary 2025

What are Fintech Startups

Fintech startups represent diverse companies utilizing technology to innovate and optimize financial services. These enterprises, often disrupting traditional financial systems, focus on providing more efficient, accessible, and user-friendly solutions.

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Operating in sectors like banking, payments, lending, insurance, and wealth management, fintech startups leverage technologies such as mobile apps, blockchain, artificial intelligence, and data analytics to enhance financial processes and deliver improved services. The fintech industry's rapid expansion underscores its transformative impact on the global financial landscape.

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Top 12 Fintech Startups in Hungary

Barion Payment

Barion Payment, founded to revolutionise electronic payment systems, operates as a worldwide, completely cloud-based digital payments factory. The organisation, founded by unnamed individuals, intends to deliver innovative, dependable, and secure payment services via its electronic wallet.

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Barion Payment has become a key participant in the financial sector since its unspecified inception year, providing a one-stop-shop solution for electronic payments to a varied spectrum of businesses and customers globally.

Péntech – Digital Factoring

Péntech, a forward-thinking invoice finance firm, was formed to help SMEs easily enhance their liquidity. The platform, founded by unnamed individuals, provides interest-free installment plans via Open Banking, easing financial operations for businesses.

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Despite its undetermined inception year, Péntech has emerged as a significant player in the fintech industry, employing technology to promote smooth invoice factoring and provide financial flexibility for small and medium-sized businesses.

TrustChain Systems

TrustChain Systems distinguishes itself by focusing on safe digital contracts for businesses while seamlessly integrating financial solutions. While the names of the founders and the year the company was founded are unknown, TrustChain Systems is a key player at the convergence of legal and financial technology.

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The company's dedication to improving the security and efficiency of digital contracts distinguishes it as a forward-thinking solution provider in the developing environment of digital transactions.

INLOCK

INLOCK, a cryptocurrency collateral-based lending platform, arose to meet the rising need for decentralised financial solutions. INLOCK was founded by unidentified persons and works at the crossroads of bitcoin and loans.

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Though the exact year of its inception is unknown, INLOCK has emerged as a significant participant in the decentralised finance (DeFi) industry, offering loan alternatives backed by bitcoin collateral and contributing to the larger blockchain ecosystem.

ThinkZee (Formerly BankZee)

BankZee bills itself as the world's number one age-adaptive family banking system and safe marketplace for Generation Z. While the names of the founders and the year the company was founded are not published, BankZee focuses on delivering a secure and user-friendly banking environment for the younger generation.

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BankZee demonstrates a dedication to innovation and diversity in banking, developing financial literacy and security for the next generation of users, with an emphasis on responding to the financial demands of Gen Z.

Salarify

Salarify, a fintech business established in Budapest, focuses on employer-sponsored financial well-being. While the identities of the founders are unknown, the firm places itself at the crossroads of employer support and financial technology.

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Salarify, founded in an undisclosed year, tackles employee financial wellbeing by delivering creative ways to improve their financial stability and security. Salarify adds to a comprehensive approach to workforce management by committing to helping employees' financial well-being.

ff.next (Previously Family Finances)

ff.next, formerly known as Family Finances, is focused to building mobile banking apps for banks, with a particular emphasis on younger users. The company's origins and foundation year are unknown, but it distinguishes itself by providing design-driven mobile banking solutions.

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ff.next helps the advancement of user-centric financial experiences by delivering packaged solutions and end-to-end product development, with an emphasis on younger demographics. The firm is at the cutting edge of fintech, incorporating design ideas with financial technology to provide a seamless user experience.

SmartKassa

SmartKassa bills itself as a fiscalized, completely digital till system built on the Android platform that accepts card payments and other payment methods. The founding facts, including the names of the founders and the year of formation, are unknown.

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SmartKassa, which operates at the confluence of POS systems and financial technology, provides a technologically sophisticated solution for businesses looking for efficient and integrated payment processing. SmartKassa, with its dedication to digital transformation in retail, plays a critical role in modernising payment methods.

Blueopes

Through a merger acquisition, Blueopes becomes FinanceandPay in 2023. Blueopes distinguishes itself as a low-cost, automated wealth management service provider that specialises in socially responsible investing (SRI).

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The firm, founded by unnamed people, wants to make wealth management more accessible while emphasising socially acceptable investment practices. Though the exact year of its inception is unknown, Blueopes is a financial technology company that provides an innovative approach to automated wealth management with a focus on ethical and sustainable investing techniques.

Barion

Barion is an app that lets users make payments with their cards. Customers can also use it as a prepaid wallet. Barion makes it easy for users to store payment details and pay. It also helps merchants accept payments through Barion, both online and in stores. Merchants can add Barion’s payment service to their websites using an API.

Barion helps over 17,000 merchants and is available in 15 countries and growing. Barion offers several tools, such as the Barion Smart Gateway for payments, Barion Pixel for tracking data, Barion Metrics for smart analytics, Barion Bridge for payment platforms, and Barion Targets for advertising.

Wyze Labs

Wyze Labs is a fast-growing tech company that makes smart home devices, like WiFi cameras, home sensors, and automation solutions. It uses Amazon Web Services (AWS) to bring these products to millions of customers.

Wyze.me is a web app that helps users see their finances in one place by gathering data from different financial accounts. It uses its own tool to collect this data securely on desktop PCs.

FintechX

FintechX is a digital banking platform that provides a full range of open banking services, built for the future. It offers banking software to banks and financial institutions, including solutions like open banking APIs, KYC (Know Your Customer) and onboarding, personal finance management, fraud detection, and open-banking-as-a-service.

FintechX products include the fintechX app for creating white-label banking apps, fintechX link for accessing account information, and fintechX build for public and cloud-based APIs. The FintechX Build Open Banking & Open Finance API Platform helps financial institutions follow local Open Banking regulations, create Open Finance APIs, and build partnerships to support and earn from new finance features.

Frequently asked questions (FAQs)

Which are Top 12 Fintech Startups in Hungary?

Barion Payment, Péntech – Digital Factoring, TrustChain Systems, INLOCK, ThinkZee (Formerly BankZee), Salarify, ff.next (Previously Family Finances), SmartKassa, Blueopes, Barion, Wyze Labs and FintechX are top fintech startups in hungry.

How does ff.next work?

ff.next distinguishes itself by providing design-driven mobile banking solutions.