Pepper Advantage Appoints Matthew Wye as UK CEO to Lead Credit Management Growth

As CEO, Matthew Wye will lead the company's growing credit management operations in the UK, including the mortgage servicing business that Pepper Advantage acquired from Computershare earlier this year.

Matthew Wye has more than 20 years of experience in the credit and financial services industry. He is joining Pepper Advantage from Metro Bank, where he currently serves as Managing Director of Future Bank Delivery.

During his career, Matthew has also held senior roles at Metro Bank, Crown Mortgage Management, and Barclays Bank. He has extensive experience in credit management, business operations, digital banking and customer service.

Fraser Gemmell, Group CEO of Pepper Advantage, said: "We are delighted to welcome Matthew to Pepper Advantage. His appointment reflects our strategy of driving operational efficiencies as we continue to incorporate PRISM, our proprietary credit management platform, across the entire business. The integration of the mortgage servicing business we acquired from Computershare has given us scale and with Matthew onboard, we have the opportunity to transform our combined business in a meaningful way.

Additionally, having Aaron as our Managing Director for Credit Access will allow us to leverage our wider capabilities to bring a more diverse offering to new and existing clients. His proven abilities and strong client relationships make Aaron the right person for this important role. Together, he and Matt will lead our team in the UK as we pursue the significant opportunities ahead.”

Matthew Wye added: "I've spent my career in credit and have watched Pepper Advantage grow into the impressive business it is today. Pepper Advantage combines exceptional people, a genuine technological edge, and the scale to make a significant impact in this market. The UK credit management landscape is evolving rapidly and I’m excited to join a dynamic business at such a pivotal moment. I look forward to working with the entire team to expand our offering together."

Aaron Milburn said: "The demand for flexible, reliable credit solutions has never been greater. Clients and customers across the UK are looking for partners who can support their ambitions and help them grow. That is precisely what we are positioned to do. I am excited to be working with Matt and our talented team to expand the range of opportunities we offer clients and help them find the solutions best suited to their needs.”

Pepper Advantage is an international credit management and technology company that operates across Asia, Europe, and the United Kingdom.

The company manages €75 billion worth of assets and provides services for different types of loans, including home loans, commercial mortgages, SME loans, vehicle loans, consumer loans, credit cards, retail finance, and Buy Now, Pay Later (BNPL).

Pepper Advantage helps banks, financial institutions, fintech companies, and investors manage their loan portfolios more efficiently, reduce operational costs, and support the growth of non-bank lending.