Tapaya Raises €1M Pre-Seed Funding Led By Passion Capital

Founded in 2025 by Laura Ďorďová, Roman Kuchařík and Petr Zahradník, the company is building infrastructure that allows banks, fintechs, and software platforms to integrate in-person payment acceptance directly into their applications.

Tapaya is already working on deployments in the Czech Republic and expanding partnerships across Central and Eastern Europe and the Baltics.

In-person payments still largely depend on dedicated hardware terminals, which add cost and operational complexity for merchants and software providers.

Integrating payment capabilities into systems such as POS platforms, ERP software, or kiosks typically requires lengthy development cycles due to certification rules and fragmented infrastructure.

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Tapaya simplifies this process by combining compliance, certification, and payment processor integrations into a single software layer.

Its platform enables developers to activate payment acceptance on Android, iOS and other commercial devices effectively turning standard hardware into payment terminals without the need for dedicated machines.

By reducing dependency on multiple third parties, the company aims to cut implementation timelines from months to just days.

The system is designed to comply with evolving standards from the PCI Security Standards Council, including the PCI MPoC framework, which enables secure card acceptance on commercial devices.

By embedding these requirements into a unified integration layer, Tapaya allows partners to enable in-person payments without having to build or maintain their own certification infrastructure.

The newly raised funds will be used to complete Tapaya’s PCI MPoC certification, further enhance its proprietary technology, and expand its partner ecosystem across Europe.

Commenting on the company’s approach, co-founder and CEO Laura Ďorďová said: We want accepting payments to be as simple as turning on a light. For decades, it has meant relying on a piece of hardware, buying it, carrying it, connecting it, and reconciling it separately. Merchants are tired of that complexity.

About Tapaya

Tapaya a software infrastructure company that enables in store payments by turning any device into a multi method payment terminal. It helps developers integrate payment acceptance quickly and easily without needing deep payment expertise simplifying compliance and infrastructure so they can ship solutions faster and scale across different platforms.