UK Fintech Planky Raises €6.9Mn to Advance AI-Powered Financial Analytics

Nov 12, 2026 | By Oliver Bennett

UK-based financial technology company Planky has raised €6.9 million in new funding. The company uses AI to analyse financial data and help businesses make better decisions.

SUMMARY

Planky raised €6.9 million in a new funding round.
The round was co-led by Innovation Global and Azimut Venture Capital's Digitech Europe 1 strategy.
The company will use the funding to develop its real-time AI financial decision-making platform.
Founded in 2021, the London-based fintech is part of the BKN301 Group.

The funding will support Planky's move beyond Open Banking analytics towards building a real-time AI platform for financial decision-making. It will also help the company expand into the Middle East and other international markets.

The round was co-led by Innovation Global, advised by SM Capital, and funds from Azimut Venture Capital's Digitech Europe 1 strategy. The strategy is managed by Azimut Investments S.A., a Luxembourg-based asset management company that is part of the Azimut Group.

“AI is redefining what finance can be. The next era will be shaped not by who holds the most data, but by who understands it best, and we are building the intelligence that makes that possible. This investment brings that vision into sharper focus and accelerates our path to a future where AI helps every financial institution see clearly, act instantly and grow with confidence,” said Stiven Muccioli, CEO and Founder of BKN301 Group.

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London-based Planky has been operating since 2021. It is a UK-based, FCA-regulated financial technology company that uses Open Banking and AI to help businesses understand financial data and make better decisions.

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Part of the BKN301 Group, Planky is an Account Information Service Provider (AISP) and Credit Reference Agency. It collects and analyses data from personal and business bank accounts in real time to provide useful financial insights.

The company aims to make it easier for people and businesses with a good credit history to access financial services. According to a World Bank report, combining alternative financial data with advanced analytics can help assess more than 50% of applicants who were previously difficult to evaluate for credit.

Planky is also developing AI-powered risk models that monitor borrowers' financial behaviour and identify early signs of financial problems. This helps lenders spot potential risks early and take action before borrowers miss payments or default.