Paymentology Raises $175 Million In Funding Led by Apis Partners And Aspirity Partners to Support Growth

The funding will help accelerate the company’s international expansion, enhance product innovation, and strengthen its global team as demand for modern issuer processing continues to grow worldwide.

The investment brings together two firms with extensive experience in payments infrastructure and financial technology. Apis, through its Apis Growth Fund III, is making its 16th investment in the payments sector.

Both Apis and Aspirity plan to leverage their industry expertise and global networks to support Paymentology’s next stage of growth.

Despite the global payments market projected to reach $49 trillion by 2026, much of the issuing infrastructure still relies on legacy systems that slow innovation, reduce efficiency, and limit end-user experiences.

Paymentology addresses this gap with a cloud-native, highly configurable platform that enables real-time, scalable processing for clients across 68 countries, helping issuers launch and manage card and digital payment products more effectively.

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The company has shown strong growth, with new sales up 117% year-on-year in FY25 and transaction volumes rising 65%. Demand is being driven by digital banks, embedded finance providers, crypto-linked card programmes, expense management platforms, and traditional banks modernising outdated systems, supported by a diversified client base across high-growth regions including the Middle East, Latin America, Africa, and APAC.

With strong customer relationships, regulatory expertise, and experienced leadership, Paymentology is positioning itself as a trusted global payments infrastructure provider.

The company plans to deploy new capital to accelerate innovation and expand into adjacent areas such as credit, stablecoin solutions, tokenisation, and AI-powered services, while continuing to support leading fintechs and neobanks worldwide.

Jeff Parker, CEO at Paymentology, commented: “The future of finance is already here, but legacy infrastructure continues to hold back innovation. At Paymentology, we see a significant opportunity to remove that friction and enable our clients to move at the pace the market demands. We’ve built an issuing platform designed for growth, helping digital banks, fintechs and financial institutions launch, scale and expand their card programmes with confidence. By combining global capability with the flexibility to adapt locally, we enable our clients to compete more effectively with speed, control and efficiency, in an increasingly dynamic landscape. 

This investment and the strength of our partnership with Apis and Aspirity is a strong endorsement of our platform and strategy. It positions us to accelerate our growth, expand our capabilities, and continue supporting our clients as they build momentum, and unlock truly unstoppable progress.” 

Founded in 2015, Paymentology is a next-generation global issuer-processor providing cloud-native card issuing and processing infrastructure. It enables digital banks, fintechs, retailers and telcos to issue and manage debit, credit, prepaid, and virtual cards at scale. The platform delivers fast, flexible and global payment solutions across markets worldwide.