FintechOS Raises $28 Mn to Expand in the US and Scale AI Technology

The new funding comes after a strong first half of 2026 for FintechOS. The company became profitable during the period, while its recurring revenue grew 40% compared with the same period last year.

FintechOS also reported a more than 102% year-on-year increase in operational EBITDA. The company expects 2026 to be a record year for new customer growth.

The startup said it had reached profitability in the first half of 2026, driven by US growth, it said. Cyril Desouza, CFO, FintechOS, said: "Reaching profitability was not an accident, it was the outcome of a deliberate, multi-year effort to get our cost base, our margins and our delivery practice right before we pushed harder on growth again. Now that discipline is paying off twice over: the business has reached profitability, and we've already made the shift back into high growth, which is exactly the combination that lets us take on a round like this one."

FintechOS was founded in 2017 and is headquartered in London, with additional offices in Bucharest and New York. The company received equity funding from existing investors, including Bek Ventures, IFC, Cipio Partners and Molten Ventures. Santander Corporate Investment Banking also provided a debt facility.

With this latest funding, FintechOS has raised more than $150 million in total. The company plans to use the money to expand its business in the US, attract more customers across Europe and further develop its AI technology.

FintechOS is a B2B software company that helps banks and insurance companies launch and manage financial products without replacing their existing core systems. Its technology works as a layer on top of these systems and provides tools powered by AI and other technologies.

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