UnitPlus funding news – UnitPlus funding news -Berlin-based UnitPlus Secures €4.7 Million in Seed Funding

Funding utilisation

This funding will help it to improve its technology and develop new financial products, including an AI-powered savings plan for private clients and active exchange-traded funds (ETFs) and private equity options.

With UnitPlus Business, the platform aims to act like a virtual CFO for SMEs, helping them make better cash management decisions in any interest rate environment, which can boost profitability.

Co-founder Fabian Mohr said, “This funding shows that we are making real progress in delivering innovation and value in the capital market for individuals and businesses. With UnitPlus Business, SMEs can earn better returns on their cash, compared to the low interest from traditional banks, which is essential during these challenging times.”

It focuses on SMEs, which often struggle with cash management. Many traditional banking solutions don’t meet their specific needs, especially for those with cash reserves between €100,000 and €5 million.

It provides advanced treasury management tools, previously available only to large companies, helping SMEs optimize their working capital, manage currency risks, and find better investment opportunities while keeping enough liquidity.

Monik Pham from Pact noted, “UnitPlus has grown impressively with limited resources. SMEs are vital to the European economy, yet their treasury needs are often overlooked. UnitPlus Business is ready to bridge that gap and become a digital CFO for mid-sized companies looking for smart cash management.”

About UnitPlus

Founded in 2021 by Kerstin Schneider, Fabian Mohr, and Sebastien Segue, it's aims to create the first capital market bank, offering safe and easy access to investment markets. By protecting customer funds as safe assets UnitPlus ensures that money is secure and shielded from risks typically associated with traditional banks.