Pliant Funding News- Berlin-based Fintech Pliant Raises $40M Series B Funding

This new investment will help Pliant expand into the U.S. market. The round was co-led by Illuminate Financial and Speedinvest, with support from existing investors like PayPal Ventures and Motive Ventures.

Pliant provides B2B payment solutions, offering both physical and virtual credit cards along with tools that automate and simplify business spending.

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Its “cards-as-a-service” model lets companies create their own branded credit card programs, helping them keep customers and earn extra revenue. The platform is already popular in industries like travel, fleet management, and banking.

With the new funding, Pliant plans to set up a U.S. team and build local operations. They’ll also be hiring more staff and growing their network of partners. Recent partnerships, like the one with Commerzbank, have helped Pliant reach more users and support more types of payments.

“We are proud to have reached this milestone and grateful for the continued support of our investors. We have proven that our platform delivers real value at scale. With a strong foundation in Europe, we are ready to bring our solution to the U.S. market,” said Malte Rau, CEO and co-founder of Pliant.​

Tom Filip Lesche, Partner at Speedinvest, commented: “Pliant is not just building a 10x better credit card product – they’re building the future infrastructure of corporate payments. We’ve been following Malte, Fabian, and their team for some time and I can't think of another team that has consistently outperformed their ambitious plans year after year.

"We’re now proud to co-lead this Series B and partner with such an exceptional group on their journey to become a defining European fintech success story.”​

Konstantin Koenig, Principal at Illuminate Financial, added: “B2B payments remain one of the most underserved and inefficient areas in global finance – still hindered by manual processes, opaque infrastructure, and slow settlement cycles. Pliant’s platform brings a much-needed layer of automation, flexibility, and intelligence to corporate payments, unlocking real value for modern businesses.”​

About Pliant

Pliant is a fintech company that offers smart payment solutions for businesses. They focus on corporate credit cards and tools that help companies manage spending, make payments easier, and connect financial data. Pliant’s platform is designed to grow with businesses and support their needs as they scale.