London’s BKN301 Group Raises €32M And Acquires Planky To Enhance AI-Powered Fintech Platform

The company has also acquired Planky, a UK tech firm specialising in AI-powered financial analytics and open banking solutions.

“This milestone marks a defining moment for BKN301 ” says Stiven Muccioli Founder and CEO of BKN301. “With the growth financing and Planky’s AI capabilities, we’re accelerating toward our vision of a next-generation FinTech infrastructure – one that’s intelligent open and designed to empower financial inclusion at scale across emerging markets.”

Recent 2025 activity in European FinTech infrastructure highlights several comparable developments. Greece’s Natech Banking Solutions raised over €28.1 million to expand its API-first core banking platform; UK-based Navro secured €36 million to scale its payments-curation infrastructure; and London’s Light collected €25 million to grow its AI-native finance system. Together, these rounds represent approximately €89 million in new sector funding.

Read Also - HubBox Raises €6.8 M As Demand Surges For Pickup-Point Delivery Solutions

Against this backdrop, BKN301 Group’s latest raise combined with its acquisition of analytics provider Planky fits into a broader European push toward next-generation financial-infrastructure platforms.

The strong presence of UK peers such as Navro and Light underscores the country’s increasingly active role in modern banking-technology and AI-driven financial-infrastructure innovation.

Founded in 2021, BKN301 Group is a FinTech Architecture Provider helping banks and FinTechs modernise their systems while preserving existing value. Its cloud-native, proprietary platform enables institutions to upgrade legacy architectures without disruption and accelerate time-to-market.

The system is built around three core components API Orchestrator, Data Decoupling Layer, and Business Logic Engine creating a flexible, vendor-neutral foundation. The API Orchestrator extends this further by connecting core banking, open banking, payment processing, AI, GenAI, and other advanced capabilities.

“We’re building the rails for the next wave of financial innovation,” adds Muccioli. “AI is transforming how financial services operate, and BKN301 is at the forefront – combining intelligence, scalability, and regulatory readiness to help our clients innovate faster.”

By acquiring Planky, BKN301 integrates a proprietary AI and data analytics engine into its digital banking architecture.

Planky’s machine learning models covering real-time insights, behavioral scoring, and predictive analytics enhance platform automation, enabling banks and FinTechs to deliver faster, smarter, and more personalized digital banking experiences while ensuring compliance and scalability.

About BKN301

BKN301 is an AI-driven Banking-as-a-Service (BaaS) platform that helps banks and financial institutions modernize legacy systems, scale digital services faster, and maintain full compliance, enabling smarter, faster, and more flexible banking experiences.