Czech fintech Eterny secures €400K to address forgotten assets

Globally, more than $300 billion is locked in forgotten, duplicate, or outdated financial products. Many people keep paying for insurance they no longer need or hold investments without assigned heirs – even when working with advisors. This lack of financial preparedness isn’t just about money. In difficult life situations, it can also cost time, peace of mind, and family stability.

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Eterny’s internal audits show that the average person loses up to €400 (CZK 10,000) every year to hidden fees and inefficient payments. At the same time, 90% of users lack a digital continuity or estate plan, leaving their finances vulnerable.

“At Eterny, we see a well-thought-out product that the market lacks – sooner or later, most of us need a clear overview of our assets. The company is led by an experienced founding team headed by Jitka Paterová, and after the Czech market, they are quickly moving into international expansion,” says Jan Staňek, Managing Partner at Purple Ventures.

Eterny’s main strength comes from its mix of advanced technologies – AI-powered contract and payment audits, PSD2 data integration, blockchain for digital continuity, and large language models (LLMs) for transparent asset management and future planning.

This combination helps the platform spot duplicate payments or unnecessary costs, highlight upcoming expirations or unfavorable contracts, and will soon connect users with experts like lawyers, notaries, and financial advisors through a dedicated marketplace, says co-founder and CTO Pavel Kučera. Eterny is designed for both individuals and financial institutions. The startup is already preparing pilot tests with banks, advisors, and family offices, together with its partners.

In just its first months, Eterny has attracted over 4,000 users and earned recognition in several competitions, including Fintech Roadmap 25’, Microsoft Challenge, and Fintechers Hackathon, as well as winning the Product Innovation Award at the Mastercard Fintech Forum in Vienna.

“These wins are not just about marketing; they confirm that our solution has real impact and institutional credibility. And collaboration with banks, insurers, and experts is key to changing the way people think about their assets,“ says Jitka Paterová, founder & CEO.

“We decided to invest in Eterny primarily because of the founder – her experience, drive, and ability to think globally really impressed us. The product has enormous potential to succeed worldwide, and the team is exactly the kind of people we trust to make it happen,” says Radim Kocourek, JIC Ventures.

The new funding will help Eterny speed up development of its AI auditor, which automatically detects risks in personal finances. It will also support the growth of B2B features and boost preparations for international expansion. Eterny plans to enter Ireland and the USA in 2026.

About Eterny

Eterny is the smart way to organize and protect everything that matters – from financial accounts and digital assets to key documents all in one secure vault. It helps you stay prepared, avoid legal delays, and make sure your wealth works for you. Eterny tracks deadlines, optimizes agreements, and keeps everything in the right place without the hassle. The platform also automates administrative tasks, ensuring that important information is always available for beneficiaries or business partners when needed reducing the stress and complexity of managing financial and legal matters.