Madrid-based BCAS secures €30M in debt funding to expand flexible, barrier-free education financing

The fresh capital will be used to scale BCAS’s operations, launch traditional instalment-based financing options with affordable interest rates, and significantly expand access to education funding for students facing financial barriers. With this latest round, BCAS has now raised more than €55 million in total funding across both debt and equity, with MyInvestor and Orilla AM standing out as its key financial partners.

“This round represents a key milestone for us. On the one hand, it validates our model, and on the other, it allows us to take the next step in scale, product diversification and covering the entire value chain. It reflects the maturity of the project and BCAS’s commitment to solid and sustainable growth,” said Bosco González del Valle, co-CEO and co-founder of BCAS.

Founded in 2021 by Bosco González del Valle, Javier Ausín, and Manuel Avello, BCAS aims to make education more fair, sustainable, and high quality by removing financial barriers and allowing students to focus fully on their studies.

Read Also - QT Sense raises €4M to advance real-time single-cell analysis

BCAS says its approach combines Income Share Agreements (ISAs), where students only begin repayments after finding a job, with more traditional instalment-based payment options. This model positions the company as an all-in-one education financing solution for both training providers and individuals looking to improve their skills and employability.

After the latest funding round, BCAS reports that it has reached profitability and strengthened its operational stability. The company expects annual growth of more than 50% and believes the funding will help finance education for over 6,000 students. It also plans to double both its team size and loan volume by 2026, while continuing to grow in a profitable and sustainable way.

“This new financing marks a further scale-up for the company, consolidating its position as a leading education financing player in Spain and as one of the few Spanish EdTech companies capable of attracting large volumes of structured financing. The debt will allow BCAS to continue offering ISAs and to launch its new instalment-based financing product, broadening the range of solutions tailored to the real needs of students and training institutions,” mentioned the company in the press release.

In 2024, BCAS raised €17 million in a funding round led by MyInvestor and Actyus, the venture debt fund of Andbank Group.

BCAS currently operates in Spain and Germany and plans to expand into other European markets after strengthening its position at home. So far, the company has supported the education of more than 3,800 students and partners with over 60 training providers, including Ironhack, The Bridge, thePower, ISDI, 4Geeks, UNIR, EIP, and HACK A BOSS.