Lloyds Banking Group Share Price (LLOY) Share Price Forecast (2025-2030): Expert Analysis & Predictions
Feb 11, 2025 | By Kailee Rainse
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Follow usLloyds Banking Group plc is a major British financial company created in 2009 when Lloyds TSB bought HBOS. It is one of the UK’s largest financial services providers, serving 30 million customers and employing 65,000 people. Lloyds Bank itself was founded in 1765, but the Group’s history goes back over 320 years to the founding of the Bank of Scotland in 1695 by the Scottish Parliament.
Investors and analysts keep a close eye on Lloyds' stock to gauge its future growth potential. This article offers a detailed share price forecast for Lloyds from 2025 to 2030, using technical and fundamental analysis, industry trends, and expert predictions.
This guide provides Lloyds Banking Group stock price predictions for tomorrow, along with stock market forecasts, to help investors make better decisions.
Lloyds Banking Group Stock Performance & Market Trends
| Year | Min. Price (GBP) | Avg. Price (GBP) | Max. Price (GBP) | Potential ROI |
|---|---|---|---|---|
| 2025 | £2.49 | £2.82 | £3.52 | 41.47% |
| 2026 | £2.14 | £2.80 | £3.71 | 49.55% |
| 2027 | £2.37 | £2.81 | £3.24 | 30.43% |
| 2028 | £2.52 | £3.38 | £4.01 | 61.53% |
| 2029 | £3.23 | £4.67 | £5.41 | 117.91% |
| 2030 | £3.43 | £4.40 | £5.69 | 129.53% |
Current Share Price & Recent Trends
Current Price - As of February 14, 2025, Lloyds Banking Group's share price closed at 63.90 British pence, marking a 1.75% increase from the previous day.
Lloyds Banking Group plc Short-Term Price Predictions
| Date | Prediction (GBP) | Potential ROI |
|---|---|---|
| Feb 08, 2025 | £2.46 | 1.65% |
| Feb 09, 2025 | £2.47 | 1.83% |
| Feb 10, 2025 | £2.47 | 2.00% |
| Feb 11, 2025 | £2.47 | 2.04% |
| Feb 12, 2025 | £2.44 | 0.63% |
52-Week High/Low - £0.6356 to £0.4100
Market Capitalization - 38.24 billion GBP
Lloyds Banking Group Share Price Forecast (2025-2030)
Lloyds Banking Group Share Price Prediction 2025
| Month | Min. Price (GBP) | Avg. Price (GBP) | Max. Price (GBP) | Potential ROI |
|---|---|---|---|---|
| February | £2.45 | £2.59 | £2.75 | 10.41% |
| March | £2.72 | £2.79 | £2.89 | 16.15% |
| April | £2.79 | £2.94 | £3.11 | 24.86% |
| May | £3.12 | £3.32 | £3.45 | 38.52% |
| June | £3.12 | £3.21 | £3.40 | 36.46% |
| July | £2.85 | £3.08 | £3.16 | 27.11% |
| August | £2.89 | £2.99 | £3.13 | 25.77% |
| September | £2.80 | £2.93 | £3.03 | 21.50% |
| October | £3.04 | £3.24 | £3.39 | 35.95% |
| November | £2.96 | £3.15 | £3.28 | 31.49% |
| December | £2.85 | £2.97 | £3.12 | 25.14% |
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The table shows the predicted monthly stock prices for Lloyds Banking Group plc in 2025, converted to GBP. The prices start at £2.47 in January, gradually increasing to £2.79 by December. The potential ROI ranges from 0.62% in January to 5.68% in December.
Lloyds Banking Group Share Price Prediction 2026
| Month | Minimum Price (GBP) | Average Price (GBP) | Maximum Price (GBP) | Potential ROI |
|---|---|---|---|---|
| January | £3.22 | £3.51 | £3.77 | 46.43% |
| February | £3.18 | £3.53 | £3.64 | 41.77% |
| March | £2.74 | £3.09 | £3.30 | 28.57% |
| April | £2.87 | £2.97 | £3.26 | 27.00% |
| May | £2.58 | £2.73 | £2.90 | 12.77% |
| June | £2.58 | £2.72 | £2.87 | 11.49% |
| July | £2.42 | £2.57 | £2.74 | 6.68% |
| August | £2.57 | £2.73 | £2.81 | 9.07% |
| September | £2.31 | £2.60 | £2.75 | 6.95% |
| October | £2.17 | £2.35 | £2.46 | 4.21% |
| November | £2.34 | £2.53 | £2.78 | 8.41% |
| December | £2.74 | £2.82 | £2.88 | 12.04% |
In 2026, Lloyds Banking Group's stock price is expected to gradually rise from £2.05 in January to £2.45 in December, with a total potential ROI of 8%.
Lloyds Banking Group Share Price Prediction 2027
| Month | Min. Price (GBP) | Avg. Price (GBP) | Max. Price (GBP) | Potential ROI |
|---|---|---|---|---|
| January | £2.79 | £3.00 | £3.28 | 27.55% |
| February | £3.08 | £3.21 | £3.28 | 27.70% |
| March | £2.78 | £2.97 | £3.21 | 24.72% |
| April | £2.95 | £3.02 | £3.07 | 19.65% |
| May | £2.74 | £2.88 | £3.02 | 17.71% |
| June | £2.66 | £2.79 | £2.87 | 11.65% |
| July | £2.74 | £2.88 | £3.01 | 17.13% |
| August | £2.63 | £2.69 | £2.78 | 8.32% |
| September | £2.54 | £2.65 | £2.76 | 7.13% |
| October | £2.40 | £2.56 | £2.66 | 3.48% |
| November | £2.41 | £2.60 | £2.73 | 6.39% |
| December | £2.75 | £2.93 | £3.08 | 19.53% |
In 2027, Lloyds Banking Group's stock is expected to gradually increase from £2.31 in January to £2.65 by December, reflecting a steady upward trend. The total projected ROI for the year is approximately 4.41%.
Lloyds Banking Group Share Price Prediction 2028
| Month | Min. Price (GBP) | Avg. Price (GBP) | Max. Price (GBP) | Potential ROI |
|---|---|---|---|---|
| January | £2.66 | £2.83 | £3.04 | 18.29% |
| February | £2.55 | £2.71 | £2.94 | 14.55% |
| March | £2.97 | £3.17 | £3.30 | 28.31% |
| April | £3.11 | £3.25 | £3.40 | 32.19% |
| May | £3.25 | £3.44 | £3.60 | 39.90% |
| June | £3.41 | £3.51 | £3.57 | 39.03% |
| July | £3.51 | £3.79 | £3.92 | 52.56% |
| August | £3.51 | £3.75 | £3.96 | 54.27% |
| September | £3.75 | £3.87 | £3.99 | 55.53% |
| October | £3.60 | £3.91 | £4.06 | 58.16% |
| November | £3.41 | £3.53 | £3.60 | 39.99% |
| December | £3.39 | £3.44 | £3.53 | 37.30% |
In 2028, Lloyds Banking Group’s stock is expected to see steady growth throughout the year. The stock price is projected to rise from a minimum of $3.20 in January to a maximum of $4.26 by December. The overall potential return on investment (ROI) could reach as high as 73.50%. Growth is expected to be gradual, with the stock showing a consistent upward trend, particularly in the latter half of the year.
Lloyds Banking Group Share Price Prediction 2029
| Month | Minimum Price (GBP) | Average Price (GBP) | Maximum Price (GBP) | Potential ROI |
|---|---|---|---|---|
| January | £3.18 | £3.53 | £3.82 | 52.80% |
| February | £3.73 | £4.02 | £4.21 | 68.08% |
| March | £4.23 | £4.35 | £4.48 | 79.02% |
| April | £4.38 | £4.55 | £4.79 | 91.25% |
| May | £4.77 | £5.07 | £5.33 | 112.94% |
| June | £4.86 | £5.05 | £5.34 | 113.36% |
| July | £4.47 | £4.79 | £4.93 | 96.66% |
| August | £4.53 | £4.71 | £4.93 | 96.97% |
| September | £4.40 | £4.56 | £4.73 | 88.90% |
| October | £4.63 | £4.94 | £5.17 | 106.34% |
| November | £4.63 | £5.01 | £5.25 | 109.68% |
| December | £4.46 | £4.66 | £4.86 | 94.35% |
The table shows the monthly price trends in USD for a given asset, converted into GBP. Prices start at £3.18 in January and peak at £5.07 in May. The potential ROI across the months fluctuates, with the highest ROI (113.36%) occurring in June, and the lowest (52.80%) in January. Overall, the asset shows significant growth potential, particularly in the middle of the year, with strong returns from May to November.
Lloyds Banking Group Share Price Prediction 2030
| Month | Minimum Price | Average Price | Maximum Price | Potential ROI |
|---|---|---|---|---|
| January | £2.85 | £2.91 | £3.21 | 27.55% |
| February | £2.99 | £3.12 | £3.19 | 27.70% |
| March | £2.68 | £2.89 | £3.12 | 24.72% |
| April | £2.86 | £2.94 | £2.99 | 19.65% |
| May | £2.51 | £2.80 | £2.81 | 17.71% |
| June | £2.51 | £2.79 | £2.79 | 11.65% |
| July | £2.66 | £2.80 | £2.92 | 17.13% |
| August | £2.56 | £2.62 | £2.71 | 8.32% |
| September | £2.47 | £2.57 | £2.68 | 7.13% |
| October | £2.33 | £2.49 | £2.58 | 3.48% |
| November | £2.34 | £2.53 | £2.66 | 6.39% |
| December | £2.67 | £2.68 | £2.81 | 19.53% |
The table shows monthly product prices in GBP, with the highest prices in February (£3.19) and the lowest in October (£2.33). The Potential ROI starts high at 27.55% in January, drops through the mid-year, and reaches its lowest in October (3.48%), before recovering slightly in December (19.53%).
Lloyds Banking Group - Key Market Influences in short form
Interest Rates: Changes in the Bank of England's base rate impact lending and deposit rates affecting profitability.
Economic Growth: UK GDP, unemployment rates and consumer spending influence loan demand and default rates.
Regulation: Compliance with UK and EU financial regulations, including post-Brexit changes, affects operations.
Inflation & Cost of Living: Rising inflation and living costs can reduce spending and increase loan defaults.
Lloyds Bank Share Dealing pros & cons
Pros:
- Offers many investment options like bonds and mutual funds.
- You can invest through an ISA, SIPP, or a regular taxable account.
- A £40 annual fee is great for people with large portfolios.
- Trading fees are low. Regular investing is free, and there are no fees for trading U.S. or international shares.
Cons:
- Opening an account is slow and complicated.
- £11 per trade for U.K. stocks is expensive.
- Limited tools and research available.
- No interest earned on cash that isn’t invested.
Conclusion - Lloyds Banking Group
Lloyds Banking Group share price is expected to rise between 2025 and 2030, supported by digital changes, growth plans, and strong finances. However, economic factors and new regulations could be risks. Investors should do their research before investing.
FAQs - Lloyds Banking Group
Will Lloyds Banking Group share price rise in 2025?
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