About The Credit Thing

A rival in the UK credit industry. The functions of a credit card, e-money account, and neobank have been merged. A fresh strategy: credit available to you.
Their goal is to remove needless red tape from the credit application process and make it easy, quick, and convenient. As a result, they created an app with straightforward credit requirements, astute features, and cashless payment options that you’ll want to use every day. Everything in a single app. Each applicant’s eligibility for credit is evaluated separately, and Open Banking streamlines the application process by eliminating the need for lengthy questionnaires or the submission of bank statements.